Expert Non-Life | Insurance Broker in Brussels

As a Non-Life Expert, you will become a key technical reference for a wide range of Non-Life insurance matters.

Thanks to your knowledge of the market, insurance products and underwriting mechanisms, you will support teams in analyzing risks, structuring coverage and identifying solutions tailored to clients' needs.

You will be particularly involved in cases requiring in-depth technical expertise, while remaining close to commercial teams, clients and insurance companies.

The position therefore allows you to combine Non-Life expertise, risk analysis, advisory and team support.

Your Responsibilities

Technical Expertise & Risk Analysis

• Act as a technical Non-Life reference for different teams across the organization.
• Analyze risks and insurance cases presenting a higher level of complexity.
• Assess coverage needs and identify the most appropriate insurance solutions.
• Analyze guarantees, exclusions, terms and limits proposed by different insurance companies.
• Identify potential coverage gaps and provide appropriate recommendations.
• Provide expertise on matters related to insurability and risk assessment.
• Stay up to date with developments in the insurance market, products and underwriting practices.

Team Support & Development

• Support Account Managers, policy administrators and commercial teams with technical insurance matters.
• Provide a second opinion and expert perspective on more complex cases.
• Advise colleagues whenever in-depth Non-Life expertise is required.
• Share your knowledge and contribute to the technical development of the teams.
• Facilitate collaboration between the technical and commercial sides of the business.
• Contribute to maintaining a high standard of client advice and service.

Client Advisory & Support

• Interact directly with clients when the technical nature or complexity of a risk requires your expertise.
• Understand their activities, exposures and insurance needs.
• Translate complex insurance matters into clear and practical recommendations.
• Support colleagues during client meetings requiring a more technical approach.
• Challenge existing coverage and identify opportunities for optimization.
• Contribute to long-term client relationships based on high-quality advice and technical expertise.

Underwriting & Insurer Relationships

• Maintain strong relationships with insurance companies and their underwriting teams.
• Understand the underwriting policies, risk appetites and conditions of different insurance partners.
• Present and defend client cases to insurers when required.
• Challenge insurers' proposals to identify the most appropriate solutions for clients.
• Participate in negotiations regarding coverage, terms and conditions.
• Use your understanding of underwriting to anticipate insurers' expectations and facilitate the placement of risks.

Development of Non-Life Expertise

• Contribute to the continuous improvement of processes and methodologies related to Non-Life activities.
• Support the evolution of the company's offering in line with client needs and market trends.
• Identify new solutions to further improve the quality of client advice.
• Collaborate with other areas of expertise within the organization to provide clients with a comprehensive approach.
• Contribute to the long-term development of the broker's Non-Life activities.

• You have solid professional experience in Non-Life insurance, acquired within an insurance broker, insurance company or another specialized insurance environment.
• You have excellent knowledge of Non-Life insurance products, coverage and guarantees.
• Professionals with an Underwriting background who are looking to move into a broader role focused on expertise, advisory and team support are particularly relevant.
• You are capable of analyzing complex cases and providing appropriate recommendations.
• You understand the relationships and dynamics between clients, brokers and insurance companies.
• You are comfortable discussing and negotiating with insurers.
• You enjoy sharing your expertise and supporting other professionals in their development.
• You are able to make complex technical topics clear and accessible to both clients and colleagues.
• You combine strong analytical and critical-thinking skills with a pragmatic and solution-oriented approach.
• You are autonomous, well organized and capable of managing several topics simultaneously.
• You have excellent interpersonal skills and enjoy working in a collaborative environment.

• A Non-Life Expert position allowing you to become a key technical reference within the organization.
• Strong exposure to complex cases and a wide variety of Non-Life insurance matters.
• A particularly interesting opportunity for professionals coming from underwriting who want to broaden their scope beyond pure risk analysis.
• The opportunity to combine technical expertise, advisory, team support and client interaction.
• Close collaboration with commercial teams, policy administrators and insurance companies.
• The opportunity to share your expertise and directly contribute to the technical development of the teams.
• A high level of autonomy in organizing your activities and responsibilities.
• The opportunity to contribute to the continued development of the company's Non-Life activities.
• An entrepreneurial and collaborative environment with short decision-making lines and close interaction between teams.
• A pleasant and flexible working environment promoting autonomy, collaboration and a healthy work-life balance.
• A position based in Brussels, at the heart of the Belgian insurance market.

An Attractive Compensation Package

• An attractive fixed salary, aligned with your experience and level of expertise.
• Variable compensation rewarding your contribution to the business.
• A company car combined with mobility-related benefits.
• A comprehensive range of fringe benefits complementing your fixed compensation.
• An overall package designed to recognize your technical expertise and level of seniority within the Non-Life insurance market.