Risk

Credit Officer in Banking

For our client, we are actively looking for a Credit & Lending Officer in Brussels.

A well-established financial institution active in wealth management is currently looking for a Credit & Lending Advisor to strengthen its dedicated financing solutions team.

This position combines a strong client-facing dimension with in-depth financial analysis within a demanding and high-end private banking environment.

Role

As part of the Credit & Liquidity Solutions team, you will support high-net-worth clients in the analysis, structuring, and follow-up of their financing needs.

You will mainly work on Lombard lending files and collaborate closely with Relationship Managers and internal credit decision bodies

Credit Analysis & Structuring

Understand clients’ financing needs and propose tailor-made lending solutions
Analyze credit applications from financial, legal, and risk perspectives
Prepare files for the Credit Committee and provide well-founded recommendations

Client Relationship Management

Participate in client meetings alongside Relationship Managers
Present and negotiate financing conditions
Communicate credit decisions and support clients throughout the life cycle of the loans

Operational Follow-up & Coordination

Prepare and monitor legal and contractual documentation
Ensure the proper implementation of financing solutions
Maintain accurate follow-up of the existing credit portfolio

Process Improvement & Expertise

Contribute to the optimization and digitalization of credit processes
Support and train front-office teams on credit-related topics
Help improve efficiency by implementing streamlined solutions for standard credit requests

Profile

Education & Experience

Master’s degree in Finance, Economics, Law, or a related field
Minimum 3 years of relevant experience in lending, financial analysis, or banking
Good understanding of financing structures and risk assessment

Languages

Fluent in French and Dutch
Good professional command of English

Skills & Personality

Strong client-oriented mindset and excellent communication skills
Analytical and negotiation abilities
Autonomous, rigorous, and solution-driven
Entrepreneurial attitude with a collaborative approach
Stress-resistant and adaptable

Offer

A stimulating environment within a renowned financial institution
A diverse role combining relationship management, analysis, and strategy
Strong learning and career development opportunities
An attractive compensation ranging from 70k to 100k yearly depending on your profile and experience
A company car with illimited recharge card in Europe
A net allowance of 200€ per month
Hospitalisation and Group insurances
Meal vouchers and ecovouchers
A bonus scheme depending on your performance
Flexible working conditions including hybrid work possibilities

Benefits