Non-Life Underwriter - Leading Insurance in Belgium

Risk Assessment & Underwriting

• Assess insurance applications by analysing the level of risk presented.
• Determine appropriate underwriting conditions and premium levels.
• Make underwriting decisions in line with internal guidelines and risk appetite.
• Ensure an appropriate balance between profitability, customer needs and portfolio quality.

Portfolio Management

• Manage and monitor an existing Non-Life insurance portfolio.
• Maintain portfolio profitability through regular reviews and underwriting adjustments.
• Identify opportunities to retain existing business and support portfolio growth.
• Recommend policy amendments based on changing customer needs or risk exposure.

Broker Relationship Management

• Serve as a trusted technical advisor to insurance brokers.
• Provide guidance on coverage, underwriting decisions and policy conditions.
• Negotiate terms and pricing while maintaining long-term commercial relationships.
• Build strong partnerships with brokers to support new business development.

Technical & Administrative Management

• Prepare and issue insurance quotations, policies and endorsements.
• Ensure the accuracy and completeness of underwriting documentation.
• Contribute to the continuous improvement of underwriting processes and procedures.
• Collaborate closely with claims, operations and other internal departments to ensure an efficient customer journey. 

• Bachelor's or Master's degree in Insurance, Finance, Law, Economics or a related field, or equivalent professional experience.
• Initial experience in insurance, ideally in Non-Life Underwriting, Policy Administration or Risk Assessment.
• Good understanding of Property & Casualty insurance products (Motor, Property, Liability or similar).
• Strong analytical skills with the ability to assess complex risks.
• Customer-oriented mindset combined with strong commercial awareness.
• Able to work independently while contributing effectively within a team.
• Comfortable using Microsoft Office and insurance management systems; experience with underwriting platforms is considered an asset.
• Excellent command of Dutch. Good knowledge of French is a strong advantage. 

• A permanent position within a well-established insurance company.
• A varied role combining technical expertise, commercial interaction and decision-making.
• Opportunities to further develop your underwriting and insurance expertise.
• A collaborative and supportive working environment with strong career development prospects.
• Flexible hybrid working arrangements promoting a healthy work-life balance.
• A competitive salary package with an attractive range of extra-legal benefits.

Salary Package

• €4,200 – €5,300 gross/month

The package generally includes:

• Annual individual and company bonus
• Meal vouchers
• Eco vouchers
• Group insurance
• Hospitalisation and outpatient medical insurance
• Full public transport reimbursement or mobility budget
• Cafeteria plan
• Hybrid working (2–3 days from home)
• Flexible working hours (35–38 hours/week)
• 32 to 36 annual leave days, depending on the employer
• Continuous learning opportunities and career progression towards Senior Underwriting, Product Management or Commercial Underwriting roles.