Compliance (KYC)Compliance (AML)

KYC/AML Officer - Private Bank in Belgium

For one of our clients, we are actively looking for a KYC/AML Officer for a private bank in Belgium.

This is an excellent opportunity to join a highly regarded financial institution where integrity, client service and regulatory excellence are at the core of the business. You will play an important role in safeguarding the organisation against financial crime by ensuring high-quality customer due diligence, transaction reviews and first-line AML controls.

As an AML / KYC Officer, you will support the bank's first line of defence by performing customer due diligence, transaction monitoring activities and regulatory controls.

Working closely with Compliance and the commercial teams, you will contribute to maintaining a robust AML framework while continuously improving internal processes and promoting a strong compliance culture across the organisation.

Role

Customer Due Diligence (KYC)

Perform first-line KYC reviews for new and existing clients.
Verify customer files and ensure they comply with regulatory requirements.
Conduct risk-based customer assessments and identify potential red flags.
Perform ad hoc reviews on higher-risk client files where required.

Transaction Monitoring (KYT)

Review and analyse customer transactions to identify unusual or suspicious activity.
Investigate alerts and escalate potential AML concerns where appropriate.
Ensure customer transaction profiles remain accurate and up to date.
Support ongoing monitoring activities to strengthen the bank's financial crime framework.

Controls & Process Improvement

Execute first-line AML controls and monitor the effectiveness of existing procedures.
Identify process improvements to increase efficiency and strengthen regulatory compliance.
Update operational procedures and internal guidelines in line with regulatory developments and industry best practices.
Contribute to improving data quality and control processes.

Advisory & Awareness

Act as a point of contact for KYC and KYT-related questions from internal stakeholders.
Support business teams by providing guidance on AML requirements and customer due diligence.
Participate in training initiatives to promote compliance awareness across the organisation.
Collaborate closely with Compliance and other control functions on regulatory matters.

Profile

Bachelor's or Master's degree, or equivalent professional experience.
Minimum 3 years of experience in AML, KYC, Customer Due Diligence, Financial Crime or Compliance within the banking or financial services sector.
Good understanding of AML/CTF regulations and customer due diligence requirements.
Strong analytical mindset with excellent attention to detail.
Able to work both independently and collaboratively within a team environment.
Proactive, trustworthy and committed to delivering high-quality work.
Excellent organisational and prioritisation skills.
Fluent in Dutch, with a good command of French and English

Offer

A permanent position within a well-established private banking environment.
A varied role combining operational AML activities with continuous process improvement.
Exposure to complex KYC and Financial Crime topics within a highly regulated environment.
A collaborative culture that encourages professional growth and knowledge sharing.
Flexible hybrid working arrangements and an excellent work-life balance.
A competitive salary package with comprehensive fringe benefits.

Salary Package (Belgium)

€6,000 – €8,000 gross/month

The package typically includes:

Annual performance bonus (5–12%)
Company car or mobility budget
Meal vouchers (€8–10/day)
Net expense allowance (€100–200/month)
Group insurance
Hospitalisation and outpatient medical insurance
Laptop and smartphone
Hybrid working (2–3 days remote per week)
Flexible working hours
30–35 days of annual leave
Ongoing training and clear career progression opportunities within Compliance, Financial Crime or Risk Management.

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